Welcome to Incisive Knowledge Academy! Please read these Terms and Conditions (“Terms”) carefully before accessing or using the website incisiveknowledgeacademy.in (the “Service”) operated by Incisive Knowledge Academy (“we,” “us,” or “our”).
Your use of the Service is conditional on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you are prohibited from accessing the Service.
1. Use of Personal Information
We use your personal information to enhance and improve the Service. By using the Service, you consent to the collection and use of your information as outlined in our Privacy Policy.
2. Communication and Subscriptions
When you create an account with us, you agree to receive newsletters, promotional materials, and other communications. You can opt-out anytime by following the unsubscribe link provided in our emails.
3. Purchases
If you make a purchase through the Service, you may be required to provide information such as:
- Credit card details
- Billing and shipping address
You warrant that:
- You are legally permitted to use the provided payment methods.
- The information you supply is accurate and complete.
We may use third-party services to process payments. By submitting your information, you authorize us to share it with these third parties under our Privacy Policy.
Order Refusal or Cancellation:
We reserve the right to refuse or cancel orders for reasons such as inaccuracies, unauthorized transactions, or suspected fraud.
4. Subscription Services
Some parts of the Service are offered on a subscription basis (“Subscription”).
- Subscriptions are billed in advance on a recurring basis (monthly or annually).
- Subscriptions auto-renew unless canceled through your account or by contacting us at incisiveknowledgeacademy@gmail.com.
Fee Changes:
We may modify subscription fees with prior notice. Continued use of the Service after fee changes constitutes your acceptance of the new terms.
5. Refund Policy
Refunds are subject to the terms outlined in our Refund and Return Policy. Subscription fees are non-refundable unless required by law.
6. Content Ownership and Responsibility
The Service allows users to post, link, and share content (“Content”).
- You own the rights to your Content but grant us a license to use, display, and distribute it through the Service.
- By posting Content, you ensure it does not violate any third-party rights, including copyrights or privacy.
We reserve the right to remove content deemed inappropriate or infringing.
All other content on the Service is the property of Incisive Knowledge Academy and may not be reproduced, distributed, or used without explicit permission.
7. Account Creation
By creating an account, you confirm:
- You are 18 years or older.
- The information you provide is accurate and current.
You are responsible for safeguarding your account credentials. Notify us immediately of any unauthorized access or breach of security.
8. Acceptable Use Policy
The Service must not be used for:
- Pornographic, hateful, or violent content
- Fraudulent, illegal, or deceptive activities
- Harmful or dangerous substances
Violation of this policy will result in immediate account termination.
9. External Links
The Service may contain links to third-party websites. We are not responsible for the content, policies, or practices of these websites. Use them at your own discretion.
10. Termination
We may terminate or suspend access to your account immediately if you breach these Terms. Provisions related to ownership, liability, and indemnity survive termination.
11. Indemnification
You agree to indemnify and hold Incisive Knowledge Academy, its affiliates, and employees harmless from claims or damages arising from your use of the Service or breach of these Terms.
12. Limitation of Liability
We are not liable for indirect or consequential damages arising from your use of the Service, including loss of profits, data, or goodwill.
13. Disclaimer
The Service is provided “AS IS” without warranties of any kind. We do not guarantee uninterrupted or error-free functionality.
14. Governing Law
These Terms are governed by the laws of India. Disputes will be resolved in the courts of Tamil Nadu, unless otherwise agreed.
15. Changes to Terms
We reserve the right to modify these Terms at any time. Material changes will be notified at least 30 days before taking effect. Continued use of the Service after changes implies acceptance.
16. Contact Information
For questions about these Terms, please contact us: